A 12-month bank statement loan is a type of financing that allows borrowers to use their bank statements to demonstrate their income and qualify for a loan. This type of loan is typically used by self-employed borrowers who may not have traditional income documentation, such as pay stubs or tax returns.

At ALH Lending, we specialize in providing 12-month bank statement loans to self-employed borrowers who need financing for a variety of purposes, including home purchases, refinancing, or debt consolidation. Our 12-month bank statement loans offer flexible terms and competitive rates to meet the unique needs of each borrower.

To qualify for a 12-month bank statement loan, borrowers must provide 12 months of bank statements to demonstrate their income and financial stability. Our team of experienced professionals can work with you to determine your eligibility for this type of loan and guide you through the application process.

Our 12-month bank statement loans are a great option for self-employed borrowers who may have difficulty qualifying for traditional loans due to their income documentation requirements. Contact us today to learn more about our 12-month bank statement loan options and how we can help you achieve your financial goals.