A DSCR (Debt Service Coverage Ratio) loan is a type of commercial real estate loan that is used to finance income-generating properties, such as rental properties, retail spaces, or office buildings. This type of loan takes into account the property’s income potential and requires a minimum debt service coverage ratio to qualify for financing.

The debt service coverage ratio is a financial metric that compares the property’s net operating income to the amount of debt payments required for the loan. A DSCR of 1.2 or higher is typically required to qualify for this type of loan.

At ALH Lending, LLC, we specialize in providing DSCR loans to investors and business owners who need financing for income-generating properties. Our team of experienced professionals can work with you to determine your eligibility for a DSCR loan and provide you with the funding you need to purchase or refinance your property.

Our DSCR loans offer competitive rates and flexible terms to meet your unique needs. Whether you’re looking to purchase a new property or refinance an existing one, we can help you achieve your goals and succeed in the commercial real estate market. Contact us today to learn more about our DSCR loan options.